Guides - JimBondy Blog
JimBondy articles about guides payment recordkeeping.
Family Loan Agreement Template: What to Include Before Money Changes Hands. A practical, plain-English family loan agreement template with clauses for repayment, interest, late payments, signatures, records, and relationship-safe communication.
Family Loans vs. Bank Loans: Which Is Better for Borrowers and Relationships?. A detailed comparison of family loans and bank loans, including cost, speed, relationship risk, documentation, taxes, privacy, and repayment tracking.
I Want to Lend Money to My Adult Child. How Do I Structure It Properly?. A parent-focused guide to loans to adult children, including gifts vs. loans, repayment schedules, interest, tax considerations, written terms, and boundaries.
Setting Clear Loan Terms with Family. Before lending or borrowing, here is what you should agree on to avoid misunderstandings later.
Lending Money to Adult Children: A Guide for Parents. How to help your adult kids financially without enabling bad habits or creating resentment.
How to Borrow Money from Family the Right Way. Need to ask family for a loan? Here is how to do it while preserving your dignity and the relationship.
How to Lend Money to a Friend Without Losing Them. A step-by-step guide to lending money while protecting both your wallet and your friendship.
Family Loan Agreement: What to Include (Free Template). Everything you need in a family loan agreement to avoid confusion and protect relationships.
Loaning Money to Your Child for a House Down Payment. What parents need to know about lending money for real estate purchases.
Can a Parent Loan Money to an Adult Child?. Yes, a parent can loan money to an adult child. The safer question is how to document the loan, repayment plan, payment proof, and expectations before family roles blur the details.
How to Track Alimony Payments Without Losing the Paper Trail. A practical checklist for organizing alimony payment dates, amounts, transfer proof, source documents, and recipient acknowledgments.
How to Record Late, Missed, or Partial Alimony Payments. Track partial and late alimony payments factually without labeling a private estimate as official arrears or noncompliance.
How to Track Child Support Payments by Child and Due Date. Set up separate child labels, user-entered amounts, due dates, payment allocations, and proof without storing unnecessary child data.
How to Track Child Support Paid on the 1st and 15th. Build a twice-monthly child support schedule and compare it with allocated payments while keeping official and private balances distinct.
How to Track Inheritance Distributions to Multiple Beneficiaries. Create a consistent distribution history with beneficiary records, receipts, checks, bank statements, and source-document references.
Inheritance From a Property Sale: What Distribution Records Should You Keep?. Connect an escrow closing statement, sale proceeds, expenses, beneficiary checks, receipts, and bank records without performing estate accounting.
How to Track Charitable Giving Throughout the Year. Build one annual giving ledger for cash, electronic payments, checks, and donated property while preserving organization-issued records.
How to Track Rent Payments With Roommates. Record who paid whom, when, how much, and for which household period when rent moves through more than one roommate.